Payday Loans in Chula Vista & Imperial Beach, California => Getting The Money You Need Is Easy!
Let ImperialPaydayLoans.com get you the money you need now! It's a simple 3 step proces: Apply Now, Get Approved and Receive Your Money as soon as Tomorrow*. It's really that easy! How do we do it? ImperialPaydayLoans.com's large network of nationwide lenders allows us to connect you up to the best lender for you. Credit history not so good, that's OK.* Apply Today and see just how simple it is to get a loan with ImperialPaydayLoans.com.
1. Applying Now
Start by completing our simple, secure online application. In just minutes you can have it completed and be on your way to getting an answer instantly!
2. Getting Approved
Once you've completed the application, you will get your approval status instantly! And don't forget, all applications are secure and confidential!
3. Getting Your Money
Your funds are deposited directly to your bank account upon approval. No store to visit or checks to cash. It couldn't be easier... Apply Today!
Payday Loans (or Cash Advance Loans): $100 - $500 - $1000 up to 4 weeks.
Whether you need a loan to fix your vehicle, pay your bills, or avoid bank fees, payday loans are a fast, convenient option. Fast cash for ANY needs!
A payday loan is a cash advance secured by a personal check or paid by electronic transfer. It can be an expensive form of credit and is intended merely to cover a borrower's expenses, bills or emergency needs until the following payday. Here's an example of how payday loans work: Say you need to borrow $100 for two weeks. The lender gives you $100 in exchange for your agreement to pay $115 by electronic transfer on your next payday; $15 is the fee to borrow the money. When your payday comes around, the lender debits the full amount of the loan from your checking account electronically, or you have the option to extend the loan for an additional $15. The cost of the initial $100 loan is a $15 finance charge, which works out to an annual percentage rate (APR) of 391 percent. If you roll-over the loan multiple times, the finance charge in this example could be as high as an APR of 780 percent. This example is solely for illustrative purposes but is fairly typical. Actual fees may vary, depending on numerous factors, including state regulations and lender criteria. In some states and with some lenders APR can be much higher. The Truth in Lending Act requires lenders to disclose all loan fees and interest rates that borrowers may incur, so please review your loan terms carefully before completing the application process.Payday loans are obviously not a solution for long-term credit or other financial needs, but they can be useful to tide you over until the next payday, hence the name "payday loan".
